by MarcMontini | Oct 6, 2020 | Financial Planning, Marc Montini, Montinico, Phoenix Retirement, Retirement, Uncategorized
Did Early Retirement Sneak Up on You? These are challenging times for so many people. COVID-19 has forced millions of Americans into an early retirement that they were not anticipating. Just last week the airline industry announced over 30,000 job cuts. So what are... 
by MarcMontini | Oct 29, 2019 | Financial Planning, Marc Montini, Montinico, Retirement, Social Security
For the past four years, we have been teaching a class about social security. You might be asking yourself why it is so important to learn about your social security benefits prior to filing. Let’s try to put the importance into context. If your benefit was $2000 a... 
by MarcMontini | Aug 21, 2019 | Retirement, Retirement Vehicles, Uncategorized
If you are at or near retirement, the recent trend of stock market volatility could be a bit unnerving. We all remember the financial crisis of 2008, and the devastating effect it had on workers who were approaching retirement. Have you thought... 
by MarcMontini | Aug 6, 2019 | Financial Planning, Marc Montini, Montinico, Retirement, Retirement Vehicles, Tax Planning, Uncategorized
Taxes, Taxes, Taxes. None of us like to hear that word, especially in retirement, but it’s something we all accept. Did you know it’s possible to enjoy a tax-free retirement? Yes, you could spend 20-30 years of your retirement in a tax-free world, with... 
by MarcMontini | Feb 25, 2019 | Financial Planning, Phoenix Retirement, Retirement, Retirement Vehicles, Uncategorized
Baby Boomers is the nickname for the generation of people born between 1943 (or 1946) and 1960 (or 1964).[1] That means this year, in 2019, the very youngest of the Baby Boomers will turn 55 years old. Back when they entered the workforce, they probably imagined... 
by MarcMontini | Feb 24, 2019 | Financial Planning, Phoenix Retirement, Retirement, Retirement Vehicles, Uncategorized
If you’re saving for your retirement in a 401(k), 403(b) or an IRA, you’ve probably seen that you can choose Traditional or Roth for your account. What does that mean, and which is better for you? Very simply, a retirement account described as “Roth” is one where you...
